ShiftMed | Hooray Health

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Welcome to
Hooray Health!

ShiftMed partnered with Hooray Health to offer Healthcare Professionals affordable, quality coverage plans! Plan Offerings include two Medical plans, Dental, Vision, Short-Term Disability, and Life Insurance. For your medical offerings, the Max $5,000 + MEC plan provides coverage for everyday sicknesses and accidents, along with preventive and wellness services. The MVP plan provides higher coverage for hospitalization and inpatient services.

HOW TO ENROLL:

  • New Hires that have NOT received their 1st paycheck with ShiftMed yet: Click Enroll Now below.
  • New Hires that have received their 1st paycheck: To enroll, please use your custom enrollment link which is sent to your email from enrollment@hoorayhealthcare.com, or call 855-479-4008.

Coverage is on a weekly basis for the Advantage Max $5,000 + MEC plan, Dental, Vision, Short-Term Disability, and Life insurance. Benefits will be effective on the Monday following your first payroll deduction.

Coverage is monthly for the MVP plan and will be effective on the 1st of the month following your first payroll deduction.

To speak with a Benefits Advisor, please call 855-479-4008 or send us a message in the Contact Us tab.

Hooray Health Plans provide limited essential accident and sickness coverage and are not a substitute for major medical insurance. For a low premium, we provide no deductible coverage for basic health care services, such as Physician visits, Lab, X-Rays and Accidents. A MEC Plan is bundled for preventive services 100% covered by using the First Health Network.

WATCH HOW TO USE HOORAY HEALTH
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SEE PLAN OPTIONS

NEW HIRES BEFORE 1ST PAYCHECK

ENROLL NOW

NEW HIRES AFTER 1st PAYCHECK:
USE CUSTOM LINK FOUND IN EMAIL SENT FROM ENROLLMENT@HOORAYHEALTHCARE.COM TO ENROLL 

Why Hooray Health?

Reliable healthcare doesn’t have to break the bank. With Hooray, you get the care you need—when you need it!
  • $25 Copay for any Hooray Health Network Retail Clinic and Urgent Care Center (services like Labs and X-rays included)
  • The Hooray Health network includes national brands you know and trust such as PrimaCare, Concentra, CVS Minute Clinic, Walmart, etc.
  • No surprise medical bills following your visit*
  • No deductibles to meet
  • No claims to file
  • Inpatient and outpatient accident benefits
    ($5,000 Per Accident)
  • $0 telemedicine consults
  • Easy-to-use mobile app
  • Hooray Health Network night and weekend facilities available

Watch our quick intro video to learn more! Watch in Spanish

Watch our quick video on how to use Hooray Health!  Watch in Spanish

As the costs of medical services continue to soar—
can you afford NOT to have coverage?

ShiftMed has partnered with Hooray Health to provide you with access to affordable, quality healthcare that also protects you from excessive out-of-pocket expenses if you get sick or injured.  For as little as $20.50 per week, you can rest assured knowing  you have coverage for accidents and everyday illnesses should the unexpected occur.

If you miss your chance to enroll during Open Enrollment,  you won’t have another opportunity until this time next year. After Open Enrollment ends, only employees that are new hires, had an employment status change or had a qualifying life event may enroll.

To speak with a Benefits Advisor, please call 855-479-4008 or send us a message in the Contact Us tab.

ENROLL NOW

Hooray Health Plan Options

Your Hooray Health medical plan can cover you, your spouse, your kids, or your entire family.
Choose from two simple-to-understand plan options:

HOORAY HEALTH

ADVANTAGE MAX
$5,000 + MEC

$20.50 / week

Highlights
  • Policy Year Maximum of $5,000
  • Plus, additional Accident Benefit ($5,000 Per Accident)
  • $0 Telemedicine consults 24/7
  • $25 Copay Visits at Hooray Health Network Retail Clinic and Urgent Care Centers with No Balance Billing*
  • Physician Office Visits at First Health or Out of Network Provider
  • Imaging/Lab coverage (outpatient)
  • Surgery Benefits (outpatient)
  • Inpatient Hospitalization
  • Accidental Death
  • Minimum Essential Coverage (MEC) Plan
    • ACA Preventive Services 100% covered through First Health Network
  • Discount Prescriptions
  • Discount Radiology
FULL PLAN DETAILS
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Hooray Health Advantage MAX $5,000 + MEC Plan Details

INSURANCE BENEFITS

  • Policy Year Maximum of $5,000 (Plus Accident Expense of $5,000 Per Accident)
  • Outpatient Sick Visit Benefits: Retail Clinic & Urgent Care Visits
    • Hooray Health Network includes Office Visit + In-House lab test, X-Rays, etc.; only $25 copay, no balance bills*
    • Urgent Care or Retail Clinic Office Visits (First Health Network at discounted rates** or Out-of-Network Provider***); Plan pays $175 per day
    • Outpatient Physician Office Visits; $75 per day
  • Imaging & Laboratory Test
    • Diagnostic Laboratory benefit; $50 per day
    • Diagnostic X-Ray benefit; $50 per day
    • Diagnostic Exam; $100 per day
  • Outpatient Surgery Benefits
    • ASC or Hospital Benefit; $125 per day
    • Anesthesia Benefit; $75 per day
  • Accident Benefit
    • Up to $5,000 per year; $0 deductible
  • Accidental Death Coverage
    • Principal Sum: $1,000
  • Inpatient Hospital
    • Hospital Admission Benefit; $100 per day x 1 per year
    • In-Hospital Indemnity Benefit; $100 per day
    • Hospital ICU Confinement Benefit; $100 per day
    • Mental Illness Confinement Benefit; $100 per day
    • Substance Abuse Confinement Benefit; $100 per day
    • Surgery Benefit (Maternity Included); $100 per day x 1 per year
    • Anesthesia Benefit; $75 per day x 1 per year
  • Minimum Essential Coverage (MEC) Included

NON-INSURANCE BENEFIT(1)

  • Telemedicine (Recuro)
    • $0 consult; unlimited visits
  • Discount Prescription | Scriptsave WellRx
    • Unlimited prescription discounts
  • Discount Radiology | Green Imaging
View Full Plan Details

MEMBER WEEKLY RATES

Member Only

$20.50

/ week

Member + Spouse

$30.82

/ week

Member + Children

$31.82

/ week

Family

$44.47

/ week

(1)The services described are not insurance and are not provided by Zurich American Insurance Company.
* There is a $25 copay only for sickness visits performed at a Hooray Health’s in-network provider. Copay does not apply to wellness benefit.
**First Health Network contracted providers can be found at hoorayhealthcare.com/FHN. Discounted rates will be applied after services are rendered at physician’s office through the Third Party
Administrator. Member will be responsible for any payment balance above the plan payment of $175. Please see plan policy for details.
***Out-of-Network provider visits are paid $175 per the plan policy. Member will be responsible for any payment balance above the plan payment of $175. Please see plan policy for details.
Pre-existing condition limitations: 12 month treatment period/12 month limitation period. The insurance company will not pay for inpatient & outpatient benefits for any pre-existing condition. A pre-existing condition is a condition for which medical treatment was rendered or recommended by a Doctor within 12 months prior to a Covered Person’s Individual Effective Date. A condition shall no longer be considered a Pre-Existing Condition after the date a person has been covered under this policy for 12 consecutive months. There is a 10 month pregnancy limitation period.
Enrollment Ages for the standard Advantage plan is age range 18-85. For association business for the Advantage plan, the age range is 18-64
The Insurance benefits described above are underwritten by Zurich American Insurance Company, 1299 Zurich Way, Schaumburg, IL 60196, 1-800-987-3373. This document provides a general description of certain provisions and features of this insurance program and does not revise or amend the applicable policies. In the event of a discrepancy between this document and your certificate of insurance or the group policy, the terms of the group policy shall apply. All benefits are subject to the terms and conditions of the group policy. Please refer to your Certificate of Insurance for a detailed description of the insurance coverage, including the exclusions, limitations, reductions and termination.
Coverage may not be available in all states or certain terms, conditions and exclusions may be different where required by state law. This insurance provides limited benefits. Limited benefits plans are insurance products with reduced benefits and are not intended to be an alternative, it is intended to help supplement Comprehensive coverage. This insurance does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further, this insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act. Hooray Health Plans provide limited essential accident and sickness coverage and are not a substitute for major medical insurance.
View Full Plan Details

HOORAY HEALTH

MINIMUM VALUE PLAN (MVP) PLUS

$410.94 / month

Highlights
  • $0 Deductible
  • Max Out of Pocket $5,000 (Individual)/ $10,000 (Family)
  • Preventive & Wellness (non-hospital based) Included
  • In-patient and out-patient hospitalization benefits
  • Pharmacy Benefits
FULL PLAN DETAILS
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Hooray Health Minimum Value Plan (MVP) Plus Plan Details

  • INSURANCE BENEFITS
    • Preventive, Physician & Diagnostic Service
      • Preventive & Wellness (Non-Hospital Based); Included
      • Primary Care Office Visit (Non-Hospital Based); $15 Copay (10 visits per plan year)
      • Specialist Office Visit (Non-Hospital Based) (Includes Mental and Behavioral Health); $25 Copay (10 visits per plan year)
      • Urgent Care; $35 Copay (3 visits per plan year)
      • Telemedicine; $0 Copay (Unlimited)
      • Laboratory Services & Radiology (Non-Hospital Based); $50 Copay (3 visits per plan year)
      • CT / MRI / MRA / PET Scan (Non-Hospital Based) (Prior Auth. Required); $350 Copay1 (2 per plan year)
      • Allergy Services; $25 Copay (Included in PCP or Specialist Office visit limits but separate copay.)
    • Hospital & Facility Services (Subject To Referenced Based Pricing)
      • Inpatient Hospitalization (Prior Auth. Required); $3501 Copay per Admission (7 days per plan year)
      • Inpatient Visits – Physician; Included in Hospitalization Copay
      • Inpatient Surgery (Prior Auth. Required); Included in Hospitalization Copay (3 surgeries per plan year)
      • Outpatient Hospital or Free-Standing Facility Services and Surgery (Prior Auth. Required); $350 Copay1 (2 visits per plan year)
      • Anesthesia; Included in Hospitalization or OP Hospital or FSF Services and Surgery Copay (3 IP and 2 OP per plan year)
      • Emergency Room; 350 Copay1 (1 visit per plan year)
      • Ambulance Service (Ground Services Only); $250 Copay1 (1 per plan year)
      • Second Surgical Opinion; $0 Copay
    • Pregnancy Benefits
      • Professional Services; $350 Copay
      • Maternity / Childbirth / Delivery (Considered Inpatient Hospital Stay) (Prior Auth. Required); $350 Copay per Admission1
    • Other Services
      • Home Health Care (Prior Auth. Required); $25 Copay (15 visits per plan year)
      • Treatment for Chemical Abuse & Dependency – Inpatient (Prior Auth. Required); $250 Copay per Day1 (7 days per plan year)
      • Treatment for Chemical Abuse & Dependency – Outpatient (Prior Auth. Required); $25 Copay per Day (7 days per plan year)
    • Participating Pharmacy Benefits (Subject To Formulary)
      • Preventive (Generic Only); $0 Copay
      • Non-Preventive (Retail); $5 Copay (Generic); $40 Copay (Preferred Brand); $80 Copay (Non-Pref. Brand)
      • Non-Preventive (Mail Order); $15 Copay (Generic); $120 Copay (Preferred Brand); $240 Copay (Non-Preferred Brand)
      • Non-Limited Brand, & Specialty Drugs; Not Covered 100% paid by Member
    View the Full Plan Summary

MEMBER WEEKLY RATES

Member Only

$410.94

/ week

Member + Spouse

$690.46

/ week

Member + Children

$602.29

/ week

Family

$881.81

/ week

View Plan Overview

Enrollment ends on October 21st!

Speak with a Benefits Advisor at 855-479-4008 or send us a message in the Contact Us tab!

Hooray Health Plans provide limited essential accident and sickness coverage and are not a substitute for major medical insurance. For a low premium, we provide no deductible coverage for basic health care services, such as Physician visits, Lab, X-Rays and Accidents. A MEC Plan is bundled for preventive services 100% covered by using the First Health Network.

NEW HIRES BEFORE 1ST PAYCHECK

ENROLL NOW

NEW HIRES AFTER 1st PAYCHECK:
Please Enroll through your Custom Enrollment Link sent to your email from enrollment@hoorayhealthcare.com.

You may also call 855-479-4008 to enroll!

It’s All in the App!

  • Our free, easy-to-use app makes finding a provider near you quick and easy!
  • Need a prescription? Locate the closest and least-expensive pharmacy at the touch of a button!
  • Schedule a $0 consult with a Telemedicine Provider
DOWNLOAD ON MOBILE

Where do I go to access care?

Hooray Health members have easy access to care where and when you need it. When needs exceed beyond the reach of telemedicine, the Hooray Health Network of Retail Clinics and Urgent Care Centers are available. Visits to Hooray Health Network locations will only cost you a $25 copay, with no balance bills*. If a specialist or primary care physician is needed, the First Health Network provides discounted rates for services at those and other medical providers. If a provider is not in the Hooray Health or First Health Network, feel free to use them, but no discounts apply.

Telemedicine

Doctors can be hard to reach, illnesses can occur in the middle of the night, and sometimes you just have a question. In all those circumstances – and many more – telemedicine is a convenient and affordable solution.

  • $0 Consult & Unlimited Visits
  • Call a Doctor from Anywhere
  • 24/7/365 Coverage
  • No Appointments, No Waiting Rooms

Retail Clinics | Hooray Health Network

Retail Clinics (ie. CVS MinuteClinic) are located within retail stores and provide services to treat minor, uncomplicated illnesses and injuries, such as fevers, colds, rashes, bumps, and scrapes.

  • $25 Copay & No Balance Bills*
  • Extended Hours & No Appointments Necessary
  • Convenient Locations Across US
  • Pharmacies Close to Most Clinics

Urgent Care Centers | Hooray Health Network

Urgent Care Centers provide services similar to what you will find at your primary care provider, such as x-rays, physicals, etc. They save you the trouble of working around your doctor’s schedule.

  • $25 Copay & No Balance Bills*
  • High-Quality Immediate Care
  • Open Evenings & Weekends
  • Lower Cost Than Emergency Rooms

First Health Network

The First Health Nationwide Network is available if you need a specialist or a primary care provider. If you have an illness or an accident that requires more than urgent care or retail medical clinic, the First Health Network providers have contracted rates for inpatient and outpatient services. Contracted rates mean lower rates you’ll pay out of pocket.  

  • Members Save an Average of 32%-52%
  • Over 800,000 Providers in all 50 States
  • 96% of Population has Access Within 20 Miles
  • Easy Provider Search Tool

Supplemental Plan Options

Hooray Health partners with A+ rated carriers to provide supplemental coverage for you, your spouse, your kids, or your entire family.
Learn more about these great supplemental plan options:

MetLife
DENTAL

$5.03 / week

Highlights
  • Reimbursement
  • Individual & Family Yearly Deductibles
  • $750 Yearly Maximum
  • In/Out of Network
LEARN MORE
View Plan Documents
MetLife
VISION

$2.16 / week

Highlights
  • Reimbursement
  • Eye Examination
  • Comprehensive Exam
  • Retinal Imaging
  • Materials / Eyewear
  • Standard Corrective Lenses
LEARN MORE
View Plan Documents
MetLife
LIFE

$0.61 / week

Highlights
  • Death Benefit to Your Beneficiary
  • Spouse Benefit
  • Child Benefit
LEARN MORE
View Plan Documents
Metlife
SHORT-TERM DISABILITY

$4.78 / week

Highlights
  • Weekly Benefits
  • Elimination Period
  • Rehabilitation Incentives
LEARN MORE
View Plan Documents

View the ShiftMed Plan Overview for more details.

To speak with a Benefits Advisor, please call 855-479-4008 or send us a message in the Contact Us tab.

VIEW PLAN OVERVIEW

Don't just take it from us. See what our members are saying!

I have had Hooray Health insurance for about 6 months now. Very affordable price for my children and I. Covers all of our basic needs for checkups and sick visits.
Melissa
I love Hooray Health, they offer part-time health insurance for a reasonable price and offer a lot of benefits that most insurance doesn't offer for that price!
Cierra
Hooray Health has truly helped me in so many ways. I was unable to afford healthcare after losing my full-time job. Hooray Health allows me to afford healthcare and also see a doctor if needed without a massive bill.
Leanne
Hooray Health has been amazing and has helped a lot when it comes to my doctor appointments and prescriptions. I'm very happy with Hooray!
Audrey
This insurance is great. It gives me confidence to be who I am and not worry about medical problems or accidents. I now have an affordable way to see the doctor and get checkups without breaking the bank. This helped me see the doctor for the first time in 3 years. I also have no hidden fees. It is all upfront. Thanks to them, I am healthy and can live life after not having insurance and worrying about the bill and what will happen to me. Thank you, Hooray Health.
Matthew
I am so thankful to have this insurance. It makes my life so much easier knowing I can go to the doctor whenever I need to just like everyone else. The Doctors and Nurses are all wonderful and so helpful.
Kathy
I was in need of insurance and when I saw the price for Hooray Health when I started with Premium Retail, I jumped at it. Even working at a restaurant, I didn't have insurance. Now I have it and I’m happy that Premium Retail offers insurance even for part time employees such as myself.
Joe
Great company to get insurance through. I had never heard of them, but they pay without any problems. The one time I had a problem, the person I spoke with was friendly and helpful.
Jackie
I recently hurt my ankle and had to go to an in-network Urgent Care Clinic. They accepted my Hooray Health insurance, and I had no co-pay and had x-rays with no cost.  I was extremely pleased and happy that as a Premium employee I can afford the insurance monthly. I most definitely recommend Hooray Health!
Lynne
I must say I’m glad to give out a Big Hooray for my Hooray Health! So far so good… I’ve used my insurance several times at my local CVS Minute Clinic and have been exceptionally pleased with the outcomes. All lab work and any testing have all been covered without a glitch or hitch. Grateful that Premium was able to offer its employees an affordable option to our health care insurance needs.
Lisa
This has been a great experience. I judge all things firstly on the customer service reps: they have all been knowledgeable, friendly, and always get me the answers I need. I have used the Telemedicine service; it was very quick and efficient, and I received care and medicine. The insurance is affordable, and I feel covered. I will be continuing with this insurance. Grateful that Premium was able to offer its employees an affordable option to our health care insurance needs.
Charlene
Hooray Health is one of the good health insurance companies that I’ve had. Great customer service, they responded to my inquiry right away.
Shahir
I'm satisfied with your benefits. I've been late a couple times with payments, and Hooray Health worked with me. I really appreciate it. Thanks for being awesome!
Melanie
I did not get healthcare at my last job because of the cost. Hooray health is HALF what I would have paid there. It’s great to get coverage at an affordable price.
Carol
Hooray Health offers many services, I feel good knowing I am covered across multiple areas. Customer Service Representatives are kind and helpful too. I had missed a payment because my credit card was compromised due to fraudulent activity and Hooray Health was very understanding and patient while I fixed the issue.
Lily
I have been very happy with this insurance. I used it recently at a doctor appointment. I was very happy with the results. They not only covered my visit, but I got back a check! I was very shocked and excited about that! I never had that happen.
Sherry
We used the telemedicine; my husband needed his high blood pressure medication. His regular Dr wasn’t getting back to him. One call to Hooray Health Telemedicine and they called the prescription in that day!  
Kathy
Very helpful and always available!
Ryan
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Have questions?—We’re here to help!

VIEW OUR FAQs
Frequently Asked Questions

What is the cost of a retail clinic or urgent care visit?

A member will pay a $25 copay for a visit to a retail clinic or urgent care center that is in the Hooray Health network. The member will not receive a balance bill or additional charges for covered procedures at in-network providers.  

What is the cost of a telemedicine visit?

Hooray Health has an unlimited telemedicine service available to members 24/7/365 and has a $0 consult fee every time. Members can speak to a physician at their convenience, and if needed, their prescriptions can be called into a pharmacy of their choice.  

Is a Limited Benefit Plan right for you?

Hooray Health offers $0 Telemedicine & only a $25 copay to a national network of Urgent cares & Retail Clinic. We cover accidents and illnesses along with discounts on prescription drugs. We aren’t a comprehensive medical plan, with a high deductible, that has extensive coverage for serious medical conditions. Many people think we are just the right amount of coverage for them!

Where can I use my prescription discount?

Prescription discounts can be utilized at thousands of pharmacies across the country and can be located using the Hooray Health App.  

How can I tell if a provider is in the Hooray Health Network?

Providers can be found using the “Provider Look-Up” feature on the Hooray Health App or by contacting our medical concierge.  

Where can I download the Hooray Health App?

Search “Hooray Health” on the Apple App Store or Google Play Store.  

What are the age requirements for a Hooray Health Plan?

If your Company is offering Advantage plans, the Hooray Health plans are available to anyone between 18-84 years old. If Select plans are offered, the age limitations are 18-64

Can members cancel the plan at any time?

Cancellation of coverage must comply in accordance with the guidelines of your Section 125 plan. Cancellation is accepted in the following circumstances: If you are in your new hire/rehire eligibility window, if you have a Qualifying Life Event, or during your employer's open enrollment period.

CONTACT US NOW

*No balance bills apply for covered services with contracted Hooray Health Network Providers. Network restrictions may apply in some states.
Hooray Health Plans provide limited essential accident and sickness coverage and are not a substitute for major medical insurance.

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